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Mortgages for BTL landlords with HMO letting property seeking lowest rates for Self cert or rental income based refinance or purchase.
Details: Website for HMO and BTL Landlords looking for the lowest interest rates!
For UK Property landlords seeking the most competitive mortgage for Buy-to-Let multi let and HMO (Homes in multiple occupation) property. This highly recommended mortgage broker for all HMO mortgage finance finding the very best mortgage deals for refinance and purchase loans. HMO properties are normally arranged as a one large house with rooms let to persons sharing the house. Usually each bedroom is let out with multiple tenants sharing the bathroom and kitchen facilities. Traditional BTL mortgage lenders would only consider rental income based on a single AST, which will be a lot less than the total rental income of 5 persons sharing the house. A true HMO mortgage will allow multiple tenants rental income from the property and give a larger gross loan advance at higher LTV. Other HMO properties may consist of a mixture of rented bedsits and other fully self contained flats or shared HMO flats within the house. For these kind of properties landlords may have difficulty with arranging cheap mortgage borrowing at higher LTV. 85percent.co.uk specialises in mortgages for all HMO Buy to Let property to 85% Loan to value for smaller HMO to the larger multi let properties of up to 10 letting units within the freehold. For experienced and professional mortgage service with no brokers fees visit www.85percent.co.uk today.
URL: www.85percent.co.uk
Category: Business & Finance
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